Insurance
Insurance coverage for psychotherapy can feel confusing. Here, you’ll find practical information to help you navigate your coverage with greater clarity.
Paying for Psychotherapy
As a Registered Psychotherapist in private practice, my services are not covered by the Ontario Health Insurance Plan (OHIP). Psychotherapy can be paid for out of pocket or, when available, may be covered fully or partially through an extended health benefits plan. These plans may be provided through an employer or purchased privately. Some employers also provide Health Spending Accounts (HSAs), which may be used toward psychotherapy services depending on the terms of your plan.
Verify Your Insurance Coverage
Extended health benefit plans vary considerably by provider and plan. Some plans include coverage for psychotherapy services provided by a Registered Psychotherapist (RP), while others may only cover services provided by certain mental health professionals. Please verify your eligibility for reimbursement directly with your insurance provider before booking your first appointment.
How to Check Your Coverage
You can confirm your psychotherapy coverage by reviewing your online benefits portal, or by contacting your insurance provider directly.
When checking your coverage, look specifically for psychotherapy services provided by a Registered Psychotherapist (RP) registered with the College of Registered Psychotherapists of Ontario (CRPO). If you are contacting your insurer, you can ask:
“Does my plan cover psychotherapy services provided by a Registered Psychotherapist (RP) registered with the College of Registered Psychotherapists of Ontario (CRPO)?”
You may also want to confirm:
Insurance coverage and reimbursement decisions are determined by your insurance provider and individual benefits plan. Clients are responsible for the full cost of services, regardless of the amount reimbursed by their insurance provider. Depending on your individual plan, your insurer may cover all, part, or none of the session fee. You are responsible for any portion of the session fee not covered by your insurance plan.
Payment Methods
For your convenience, the following payment methods are accepted:
E-Transfer
E-transfer payments can be sent to payment@michellelehoux.com.
Credit Card
Credit card payments can be securely processed through the client portal.
Direct Billing
Direct billing may be available for select insurance providers.
Receipts
Receipts are provided for all psychotherapy services.
Receipts Emailed Automatically
Receipts are emailed automatically once payment is received.
Access Receipts Anytime
Previous receipts are always available through your client portal.
Insurance Reimbursement
If your extended health benefits plan includes psychotherapy, receipts can be submitted to your provider for reimbursement.
Ready to Book?
You can book a psychotherapy appointment anytime through the secure client portal. Choose a time that fits your schedule, no back-and-forth emails needed. Evening and weekend appointments are available to accommodate busy schedules.
I’m here when you’re ready to begin.
Still have questions?
Check out Frequently Asked Questions or contact me.